As we continue to read it in the paper or listen to it on the news those famous words “House prices have dropped” or “The highest foreclosure rate in many years” people continue to wonder if this is a good time to buy. As a first time home buyer, the answer is…Yes, Yes and Yes. First time home buyers can take advantage of all the bank owned properties on the market. Not only will they have plenty to choose from but also the first time home buyer can take advantage of all the new FHA loan programs. Some programs allow you to go in with as little as 3% down and for the buyer with the right score, you can go in with “Zero” down payment. For more info click here.
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