Rancho Cucamonga Real Estate Services

Single Family Homes - Real Estate in Rancho Cucamonga, California

Rancho Cucamonga Real Estate, Colonial Investment Group

As a short sale specialist working as part of the Colonial Investment Group team, I have become very familiar with short sales within the local community. Specializizing within the area of Rancho Cucamonga along with the surrounding cities of the Inland Empire; Norco, Mira Loma, Eastvale, Rancho Cucamonga, Corona Valley, Ontario, Corona, Chino Hills, and Chino. The reason why I have not expanded beyond the local area of Rancho Cucamonga and surrounding areas is because I feel its important as a successful agent to focus on one area and become as experienced as possible for that area. As buyers and sellers look into hiring a real estate agent, its in the clients best interest to work with an agent who is familiar with the area.

Rancho Cucamonga is well known for its young thriving community. The area is known for its rapid growth of newly developed residential homes, condos, and townhomes surrounded by many commercial properties such as the famous Victoria Gardens.

Foreclosures, Short Sales and Bank-Owned Properties in Rancho Cucamonga California:
>> Click to View Foreclosure Homes
>> Click to View Short Sale Homes
>> Click to View Bank-Owned (REO) Homes

What is a Short Sale?
For homeowners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings. One of those options is called a short sale. When lenders agree to a short sale in real estate, it means they are willing to release their lien against the home for less than the outstanding mortgage balance (including default interest and penalties, etc.). Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose.

As you may already be aware, this particular type of transaction requires an experienced agent backed by a strong experienced team with the patience and knowledge necessary to persevere in the continual, and sometimes frustrating, discussions with the lender.

WHAT'S BEST FOR YOU?
	SHORT SALE	Foreclosure	Loan Modification
Cost & Fees	0	0	$2,500 - $5,000
New Payment	None	None	New Payment Same Old Loan Balance
Effect On Credit to Buy In Future As Stated By Fannie Mae	1 - 2 Years	5 - 7 Years	?

10 Reasons Why A Short Sale Might Be Best For You!

1) Absolutely no fees or cost to you.
2) The loan balance on your property is greater than the value of your home.
3) Gets you out from under a debt that you can't afford with no future recourse.
4) Allows you to stay in your home longer and you get to chose your move out date.
5) Much better for your credit than a foreclosure, allows you to re-purchase in 1 - 2 years.
6) Lien, judgments, deficiency and IRS tax liens can be negotiated while in escrow.
7) Your loan modification was denied and you been waiting months for any feedback.
8) Do the right thing with a workout versus a kick-out and leave with dignity.
9) Benefits your neighbors and your community versus a foreclosure.
10) Peace of mind, a fresh start and a good night sleep.

William Suarez Realtor

Rancho Cucamonga Real Estate Services

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